[
  {
    "channel_id": "coupang",
    "channel_name": "쿠팡",
    "fee_rate_bp": 1080,
    "settlement_days": 15
  },
  {
    "channel_id": "smartstore",
    "channel_name": "네이버 스마트스토어",
    "fee_rate_bp": 550,
    "settlement_days": 9
  },
  {
    "channel_id": "own_mall",
    "channel_name": "자사몰(카페24)",
    "fee_rate_bp": 320,
    "settlement_days": 4
  }
]