[
  {
    "payment_no": "PM-101",
    "label": "카드 대금",
    "amount_krw": 840000,
    "day_of_month": 14,
    "account_code_raw": "AC-01",
    "category": "card",
    "weekend_rule": "after",
    "note": null
  },
  {
    "payment_no": "PM-102",
    "label": "월세",
    "amount_krw": 750000,
    "day_of_month": 25,
    "account_code_raw": "AC-01",
    "category": "rent",
    "weekend_rule": "before",
    "note": null
  },
  {
    "payment_no": "PM-103",
    "label": "실손보험",
    "amount_krw": 42000,
    "day_of_month": 31,
    "account_code_raw": "AC-01",
    "category": "insurance",
    "weekend_rule": null,
    "note": "31일이 없는 달 처리 필요"
  },
  {
    "payment_no": "PM-104",
    "label": "음악 구독",
    "amount_krw": 10900,
    "day_of_month": 3,
    "account_code_raw": "AC-02",
    "category": "subscription",
    "weekend_rule": null,
    "note": null
  },
  {
    "payment_no": "PM-105",
    "label": "통신비",
    "amount_krw": null,
    "day_of_month": 17,
    "account_code_raw": "AC-01",
    "category": "subscription",
    "weekend_rule": null,
    "note": "금액이 매달 달라 비워 둠"
  },
  {
    "payment_no": "PM-106",
    "label": "적금 자동이체",
    "amount_krw": 300000,
    "day_of_month": 1,
    "account_code_raw": "AC-01",
    "category": "subscription",
    "weekend_rule": "after",
    "note": null
  },
  {
    "payment_no": "PM-107",
    "label": "헬스장",
    "amount_krw": 89000,
    "day_of_month": null,
    "account_code_raw": "AC-02",
    "category": "subscription",
    "weekend_rule": null,
    "note": "출금일이 등록되지 않음"
  },
  {
    "payment_no": "PM-108",
    "label": "자동차 보험",
    "amount_krw": 1240000,
    "day_of_month": 20,
    "account_code_raw": "AC-03",
    "category": "insurance",
    "weekend_rule": "before",
    "note": "등록되지 않은 계좌"
  },
  {
    "payment_no": "PM-109",
    "label": "영상 구독",
    "amount_krw": 13900,
    "day_of_month": 8,
    "account_code_raw": "AC-02",
    "category": "subscription",
    "weekend_rule": null,
    "note": null
  },
  {
    "payment_no": "PM-110",
    "label": "관리비",
    "amount_krw": 180000,
    "day_of_month": 28,
    "account_code_raw": "AC-01",
    "category": "rent",
    "weekend_rule": "after",
    "note": null
  },
  {
    "payment_no": "PM-111",
    "label": "학자금 상환",
    "amount_krw": 220000,
    "day_of_month": 25,
    "account_code_raw": "AC-01",
    "category": "insurance",
    "weekend_rule": "before",
    "note": "월세와 같은 날"
  },
  {
    "payment_no": "PM-112",
    "label": "클라우드 구독",
    "amount_krw": 0,
    "day_of_month": 5,
    "account_code_raw": "AC-02",
    "category": "subscription",
    "weekend_rule": null,
    "note": "무료 전환으로 0원"
  }
]