[
  {
    "row_id": "h_001",
    "account_id": "c_1001",
    "as_of": "2026-07-20",
    "instrument_raw": "삼성전자",
    "instrument_id": "eq_samsung",
    "asset_class": "equity",
    "quantity": 120,
    "avg_buy_krw": 71000,
    "eval_krw": 9360000,
    "pl_pct": 5.1
  },
  {
    "row_id": "h_002",
    "account_id": "c_1001",
    "as_of": "2026-07-20",
    "instrument_raw": "삼성전자보통주",
    "instrument_id": "eq_samsung",
    "asset_class": "equity",
    "quantity": 30,
    "avg_buy_krw": 80000,
    "eval_krw": 2340000,
    "pl_pct": -2.5
  },
  {
    "row_id": "h_003",
    "account_id": "c_1001",
    "as_of": "2026-07-20",
    "instrument_raw": "KODEX 200",
    "instrument_id": "etf_kodex200",
    "asset_class": "etf",
    "quantity": 200,
    "avg_buy_krw": 38000,
    "eval_krw": 8200000,
    "pl_pct": 7.9
  },
  {
    "row_id": "h_004",
    "account_id": "c_1001",
    "as_of": "2026-07-20",
    "instrument_raw": "국고채권 03500-2609",
    "instrument_id": "bond_ktb2609",
    "asset_class": "bond",
    "quantity": 50,
    "avg_buy_krw": 10200,
    "eval_krw": 510000,
    "pl_pct": 0
  },
  {
    "row_id": "h_005",
    "account_id": "c_1001",
    "as_of": "2026-07-20",
    "instrument_raw": "달러 예수금",
    "instrument_id": "cash_usd",
    "asset_class": "cash",
    "quantity": 1,
    "avg_buy_krw": null,
    "eval_krw": 1400000,
    "pl_pct": null
  },
  {
    "row_id": "h_006",
    "account_id": "c_1002",
    "as_of": "2026-07-20",
    "instrument_raw": "에스케이하이닉스",
    "instrument_id": "eq_skhynix",
    "asset_class": "equity",
    "quantity": 40,
    "avg_buy_krw": 175000,
    "eval_krw": 7600000,
    "pl_pct": 8.6
  },
  {
    "row_id": "h_007",
    "account_id": "c_1002",
    "as_of": "2026-07-20",
    "instrument_raw": "TIGER 미국S&P500",
    "instrument_id": "etf_tiger_sp500",
    "asset_class": "etf",
    "quantity": 300,
    "avg_buy_krw": 15200,
    "eval_krw": null,
    "pl_pct": null
  },
  {
    "row_id": "h_008",
    "account_id": "c_1002",
    "as_of": "2026-07-20",
    "instrument_raw": "성장주식형 사모펀드 7호",
    "instrument_id": null,
    "asset_class": "fund",
    "quantity": 1,
    "avg_buy_krw": 5000000,
    "eval_krw": 4620000,
    "pl_pct": -7.6
  },
  {
    "row_id": "h_009",
    "account_id": "c_1002",
    "as_of": "2026-07-20",
    "instrument_raw": "네이버",
    "instrument_id": "eq_naver",
    "asset_class": "equity",
    "quantity": 0,
    "avg_buy_krw": 210000,
    "eval_krw": 0,
    "pl_pct": null
  },
  {
    "row_id": "h_010",
    "account_id": "c_1002",
    "as_of": "2026-07-20",
    "instrument_raw": "원화 예수금",
    "instrument_id": "cash_krw",
    "asset_class": "cash",
    "quantity": 1,
    "avg_buy_krw": null,
    "eval_krw": 3200000,
    "pl_pct": null
  },
  {
    "row_id": "h_011",
    "account_id": "c_1002",
    "as_of": "2026-07-20",
    "instrument_raw": "코스피200 콜옵션 380",
    "instrument_id": "deriv_kospi_call380",
    "asset_class": "derivative",
    "quantity": 5,
    "avg_buy_krw": 120000,
    "eval_krw": 380000,
    "pl_pct": -36.7
  },
  {
    "row_id": "h_012",
    "account_id": "c_1001",
    "as_of": "2026-07-20",
    "instrument_raw": "삼전",
    "instrument_id": "eq_samsung",
    "asset_class": "equity",
    "quantity": 10,
    "avg_buy_krw": 68000,
    "eval_krw": 780000,
    "pl_pct": 14.7
  }
]